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Choose from several loans available for your
second home or investment property with little or no down payment
so you have more money to use toward remodeling or repairs. We
will tailor a program that best fits your situation while maximizing
the return on your investment.
Gain Bargaining Power
with our Home Loan 1st Approval
It’s
like shopping with cash
Our Home Loan 1st Approval utilizes
industry leading underwriting technologies and gives home buyers
advantages when shopping for a home. We commit to specific mortgage
terms, including the amount you are qualified to borrow. Having
a Home Loan 1st Approval:
- Gives you more bargaining power when bidding
on homes than a “pre-approval” alone. Sellers and
their agents know your offer is good because your mortgage
is already fully approved. It’s like shopping with cash
in hand.
- Gives you an approval for up to 90 days
while you shop for a home. Your loan will close as long as
the property gets a satisfactory appraisal and title commitment
and your financial situation remains unchanged.
- Allows you to shop with confidence by
having the peace of mind knowing what you can truly afford.
Plus, you won’t waste time looking at homes that are
outside of your price range.
- Speeds up the process and allows you to
close quicker than other buyers, creating yet another bargaining
chip!

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